K⁴ Plan Goals for Small Business

The industry’s most powerful retirement strategy delivery system is now available without requiring integration with a recordkeeping system. Now, with minimal data needs, advisors and TPAs can deliver personal retirement strategies to every participant -- including those who don't go online.  Leverage K⁴ Plan Goals' powerful online system and concise reports for as little as 35¢ per participant annually. 

K4 Plan Goals Solves the retirement planning puzzle for all plan participants

DELIVERS A COMPLETE SOLUTION -- NOT JUST INDIVIDUAL PIECES
While retirement calculators require participants to use frustrating iterations to find the right pieces, K⁴ Plan Goals eliminates all trial and error.  It solves for and delivers a personal retirement strategy with the four key pieces – savings rate, investments, retirement age and retirement income all neatly fitted together.

A PERSONAL SOLUTION, NOT JUST AN UNSOLVED GAP PROBLEM
Other systems offer a one size fits all GAP report with a general solution at best or only showing the participant problem at worst.  Using patented technology and a range of values for each of the four key variables, K⁴ Plan Goals analyzes thousands of combinations and solves for a personal strategy that is most likely to be acted on.  This unique strategy can then be delivered without the participant ever going online.

PERSONALIZED PRIORITIES, MOTIVATION TO ACT
K⁴ Plan Goals is the only tool that  that lets a participant combine a range of acceptable goals and personal priorities for each retirement variable. This patented approach creates the most personalized solution possible, by considering both the participant’s goals as well as their relative importance.  Unlike the usual "one size fits all" approach, K⁴ Plan Goals' solutions satisfy participants' unique objectives, motivating them to act.

GIVES THE PLAN SPONSOR INSIGHT INTO THE HEALTH OF THE PLAN
The Plan Track report shows how the aggregate participant population of a plan is doing on their individual paths to retirement.  The demographic breakdowns by age and compensation are presented using easy to understand graphics for enhanced understanding by plan sponsors. It shows what is “really” happening within the plan and what could happen in the future—which is exactly what sponsors need to know.
 

Three Configurations Designed to Fit Your Business Needs

Level 1 – K⁴ Plan Goals' Online Experience -- Participants get access to the most powerful personal education tool in the industry today.  K⁴ Plan Goals is the only online tool that uses a patented combination of personal preferences and Monte Carlo simulation to truly personalize a complete printable retirement strategy for each participant.

Level 2 – K⁴ Plan Goals' Online Experience + Participant Bridge Your Gap^TM Report -- In addition to the powerful online tool in Level 1, Level 2 includes a Bridge Your Gap^TM report for each eligible participant.  The Bridge your     Gap^TM report goes beyond the traditional "GAP" report by giving each participant a complete personalized strategy without requiring them to go online or supply any input.  It is truly a way to reach all participants.

Level 3 – K⁴ Plan Goals' Online Experience + Full Reporting -- This level adds a comparison of Current and Suggested Strategies for the online tool and Bridge Your Gap^TM report.  It also includes the Plan Sponsor's Plan Track plan health report that details the aggregate participant population's progress towards their individual retirement goals.

Detailed Level differences and data requirements will be provided on request.
Data must be provided in the Klein Excel spreadsheet format or additional charges may apply.